old barn in a field

Generate Annuity Income in Retirement

September 20, 2018


David Buman


As a retired Ag Banker or Ag Lender you have numerous client relationships and contacts that you have made throughout your career. Have you thought about what became of that agriculture loan portfolio or roll-a-dex when you retired? Have you ever thought about leveraging your contacts and banking skills to generate annuity income throughout your retirement?

TS Ag Finance is looking to partner with you and offer our elite programs and products to farmers or farmland owners throughout the United States. As an originator with TS Ag Finance, you work when you want to. As an Originator, TS Ag Finance won’t enforce any annual volume commitments, you can build a portfolio that will continue to generate annuity income for the life of the loans. As an Originator you will remain the primary contact with your clients.

TS Ag Finance’s streamlined process allows for easy submissions and quick turnaround times. We understand the importance of quick decisions in today’s competitive market and we strive to deliver exceptional customer service. We offer a competitive incentive program that allows Originator Lenders to generate income through three avenues. TS Ag Finance pays incentives on a per loan basis, allowing you to receive revenue throughout the year.

Consider the following scenario:

  • Generate $5,000,000 in new loans every year for 5 years.
  • Assume all new loan volume is on a 15 year Amortization with a 25 Year Term and Annual Payments
  • Originator Annuity Income on building up rate 0.75%.
  • Rate to the Borrower is 5.5% Fixed (includes rate build ups stated above).
  • In year 10, after not originating a new loan for 5 years, the annuity income generated is over $150,000.

If this sounds like something you might be interested in, complete the form located on our website and we will be in touch to answer any questions and help you begin your new business.To learn more about our elite programs and products, click here visit our website.

About TS Ag Finance: TS Ag Finance is a DBA of TS Bank, located in Iowa serving the Midwest and beyond. The primary goal of TS Ag Finance is to partner with agricultural real estate originators, brokers and banks to help them retain and expand their ag client base and services offered. TS Ag Finance uses a network of national and regional team members with first-hand knowledge and years of experience in agricultural lending.