Programs and Products

TS Ag Finance is committed to being at the forefront of the ever-changing financial needs of the agricultural industry. TS Ag Finance provides competitive long-term fixed or adjustable interest rate loan products for agricultural producers. The agriculture loans are secured by real estate, livestock, equipment and/or other agricultural products. To learn more about the programs or products described below, please contact us.

Secondary Market Loans

Farmer Mac Loans

 

TS Bank is an approved Farmer Mac Seller. Farmer Mac offers long term fixed interest rate products or short term adjustable interest rate products. In addition, Farmer Mac offers a long term revolving real estate line of credit with a 5 or 10 year draw period. Producers growing a wide variety of commodities throughout the United States can utilize this program. Farmer Mac loans are secured by a first mortgage on agricultural real estate.

Triple R

 

RAPID REQUEST & RESPONSE. Look to the Triple R program for underwriting decisions within 48 hours and limited required information. The Triple R program is available for agriculture real estate purchases or the refinance of agriculture real estate debt when the request is $2,500,000 or less. Product offerings include a variety of adjustable and long term fixed interest rate options. Loans are secured with a first mortgage on agriculture real estate.

AgXpress

 

AgXpress is Farmer Mac’s new scorecard approval program. Look to the AgXpress program for quick underwriting decisions after receipt of a signed application which includes limited required financial information. This program is also available for agriculture real estate purchases or the refinance of agriculture real estate debt when the request is $750,000 or less. Product offerings include a variety of adjustable and long term fixed interest rate options along with choice pricing options. Loans are secured with a first mortgage on agriculture real estate.

Ag Leases

TS Ag Finance offers Agricultural Leases as a financing alternative for clients throughout the country. The leases are available up to 100% of the asset cost with end of lease options provided upfront.

Building leases can cover the project from start to finish and include outside costs such as concrete and electrical. Fixture leases and new or used machinery are eligible for leases. Lease payments for farm/business purposes may be fully deductible. TS Ag Finance offers annual, semi-annual and monthly payment plans. Ag Leases are secured with a first position on the asset being leased, whether it be a building or equipment.

If you would like to learn more about our products, or discuss how TS Ag Finance can benefit your operation, please complete the form below and we will be in touch.

Loan Calculator

Use this calculator to determine your payment or loan amount for different payment frequencies. You can make payments weekly, biweekly, semimonthly, monthly, bimonthly, quarterly, semiannually or annually. Then, examine your principal balances by payment, total of all payments made, and total interest paid.

By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Contact Us

We look forward to learning about your operation and potentially providing one of our agriculture real estate financing products to fit your needs. If you would like to learn more about our products or discuss how a loan could benefit your operation, please complete the form below and we will be in touch.