Stuart Hays, CFP®

VP of TS Ag Finance

Austin, TX 78620
737.231.9848 Mobile

Stuart started with TS Ag Finance in April 2021. Prior to joining TS Ag Finance, Stuart held many leadership, lending and other banking roles with NBH Bank, Capital Farm Credit, Frontier Farm Credit and CoBank. All his 35+ year career, Stuart has been involved in agriculture working with farmers, ranchers, other producers, processors or marketers, operating in most segments of the food and fiber value chain.

Given Stuart’s raising on a cattle ranch and farm, his passion is agriculture and its future. He sees having meaningful personal relationships as the necessary starting place for most of anything. He has experienced much change during his career and has utilized this experience and understanding to help clients make good decisions with financing solutions that make sense and hold lasting value. Stuart looks forward with excitement to be part of the TS Ag Finance team to see if we can be a part of your success story now and for your next generation.

Stuart resides in Dripping Springs, Texas (near Austin) with his wife, Carla and three sons.


Farm, Ranch, Agri-business Long-Term Mortgage Loans


  • Long-time experienced agriculture lender for:
    • Traditional farm and ranch loans
    • Non-conforming farm and ranch loans
    • Agribusiness loans
    • Operating loans secured by agriculture real estate
  • Competitive long-term fixed rates up to 30 years
  • No prepayment penalty interest rate products available
  • Fast and efficient loan approvals
  • Nationwide lender


  • Peace of mind knowing your mortgage loan obligation will not adversely impact your personal cash flow if inflation and general interest rates rise
  • Ag lending is specialized. Our experienced team will make the process as easy as possible. For loans up to $2.5 million, our process is shortened further.
  • Few lenders can provide long-term fixed rate loans on non-conforming recreational farm and ranch properties, but we can.
  • Experienced with 1031 exchanges
  • Certified Financial Planner™ certificant provides added value to the relationship


Credit and collateral are subject to approval. Terms and conditions apply. Options depend on your purchase amount. This communication is not, and should not be construed as an offer, invitation, or solicitation to buy or sell any product or services mentioned here.

Contact Stuart

I look forward to learning about your operation and potentially providing one of our agriculture real estate financing products to fit your needs. If you would like to learn more about our products, or discuss how a loan could benefit your operation, please complete the form below and I will be in touch.